@Henry Le As I mentioned in BP Podcast #82, I've belonged to several credit unions. 

I have four rentals in Albert Lea.  

Leas up and improve the property and resell for a quick profit.

@ Minh Le - a line in front of me?

I started out investing in Albert Lea, MN, and I still have four properties there. 

He's very active on BP and on the smaller end of the Memphis multifamily business (50-units and below).If you're going for 50+ units, I'd contact Lea Heilig.  

@Esha AddyOne option, if you are self-employed (at leas on a part-time basis), is to open a solo 401k plan which would allow you to take a 401k participant loan.

This us Shakey: I have heard that Leas Purchase Options are illegal in Texas and Florida.I don't know if this is true but I think that it is quite likely.

My PM charges a releasing fee that is lower than the normal leas up charge, I would guess that yours is similar.

You write it directly into the lease how they have paid and will pay the remaining, so that you have grounds for eviction should they fail to pay - for example "$x amount to be paid upon execution of this leas (this would be the full amount half the tenants are going to pay, plus any deposit if its divided, etc), with remaining balance to be paid in equal monthly installments of $X (this is the other roommates' half).