Reporting the proceeds you pay to seller on a 1099 sounds reasonable.

With average rents in Charlotte hovering around $1,800 to $2,000, that means an average agent fee of just $190—if the management company even pays the showing fee.I understand that this may vary by market, but in mine, I don’t see agents being incentivized to work with renters.

Someone told me I’m crazy since they still always pay. 

Our current mortgage terms include a late fee after 5 days, so they’re already paying extra each month and have to split the total monthly payment up between 2-3 payments when they get their pay check.

I did not see marketing costs, nights that you need to spend at networking meetings paying for dinners or memberships.

I will pay the money if I can do 1 or 2 deals in the next 4 months.

We only needed to pay earnest money and a portion of the closing fees bring upfront investment to 12-15K.

I pay for prop stream and love the amount of detail you can add into a search. 

We have an existing mortgage (backed by these 2 lots and 2 others) and given the increase in appraised value there is no need to pay anything back to the lender when selling the lot.

If you're doing a rate and term refinance, there's typically not a seasoning period but again it's common for lenders to require it be rented first.If you're doing a DSCR cash out refi, it may not need to be rented first but you're probably paying a higher rate.Your best option is to call a loan broker you trust and go through the options based on your current situation.