Over that we send a default and start the court process if they don't pay. 

My suggestion would be to cap your utilities at a certain amount and have Tenants pay anything over that amount.That will help you manage your expenses, and also allow Tenants to gage their usage each month, and make adjustments if they don't want to go over the allotted amount.As far as collection, provide the bill showing any overages and just have them pay for it along with their rent. 

Tenants should be paying the owner.Do you also live in the house?

Denver is very expensive for a new guy who doesn't have loads of capital so a market like Missouri for example is intriguing for far cheaper real estate but then Id either have to move, improve the property remotely or simply buy and hold as a rental for X time. 

Rich people pay cash for homes.

They may take 2.5 hours instead of 2 hours for a complete load but there’s no need to switch.

I use Melio to pay contractors.  

Had a quick question.I purchased the property for $500K about 10 years agoI'm selling the property for $575K with the Fire DamageI received an insurance check of $380K for the fire damage.After Paying off the Mortgage + Escrow + Realtor Fee's, I'll be left with about $150K.My question is will I get taxed on this $150K?

Pay a GC and take them with you on walk throughs.

@Jordyn OhsThis is a loaded question as it really depends.