I second this - Beth is great and has a group as well where you can learn a ton on private lending.To the poster who mentioned giving them 100% financing - as a private lender NEVER give someone 100% financing.

Given that the seller is financing the deal for the 2 years and then the plan is to re-finance it with a bank, I am having difficulty producing such financial analysis.

My goal is to acquire my first investment property, ideally a single-family rental, by early-2025.I’m particularly interested in hearing from others who’ve navigated the Hudson Valley or Catskills markets, especially with rental properties or creative financing strategies.

Investment property (not primary residence)So it depends on the type of financing.

One thing he used to do was hand-deliver the application to them so he could see how they kept their house. 

I like Seth Godin's (altMBA) approach where there are application, experience, and qualification requirements. 

How did you finance this deal?

Many Gen Z buyers, however, hesitate to engage in bidding wars, fearing they may be overpaying or stretching their finances too thin.

Great option for buyers financing with VA, FHA, conventional, DSCR, or cash of course (no seller financing).The listing will be available starting in mid-February and most likely won’t be on the market for long so shoot me a DM for additional details and I’ll be happy to chat!

I was going to bring up that the seller financing doesn’t matter if you plan to get a construction loan as the seller financing will have to be paid off.