I'm no planner but I will give it a go.Looks like you can have 50% lot coverage with a .4 FAR (2,000 SF of building).

This is something to  talk to a CPA, Estate Planner or real estate attorney about. 

Financial planning clients (I am also a financial planner) want to consolidate tax prep and financial planning under one roof.

Contact a land planner to go over the deal.

I am a relatively seasoned real estate professional with experience as a broker, property manager, investor, syndicator, attorney and urban planner...and I like to think I have at least a sense of the CA market from multiple perspectives.

Regardless of whether I keep or wholesale,  Do you just say, "oh that's not my problem" or is helping the people who aren't great planners apart of the wholesaling/flipping game when doing direct mailings? 

Developing relationships with asset managers is no doubt a solid strategy, but I see no one talking about developing ongoing referral sources from other financial professionals like attorneys (any kind), accountants and financial planners. get just a few of these guys in your corner referring one or several of their note-holding clients to you per year and you now have an ongoing referral system that keeps on giving.

I think REI is great for someone like you and choosing a TK provider like Memphis Invest would be a good choice both for passive income and because they could help you diversify because of their different markets.However before I start going down any investing path, I would suggest talking with a CPA, lawyer and/or estate planner about how best to invest long-term. 

I forget the specifics, but when I spoke with a planner, he mentioned that if the deficit was within 5 or 10% of the needed sqft, a true variance wouldn’t be needed.

We're going into contract on two duplexes, with one in her name, and one in mine, for financing reasons.We're looking to meet with an attorney and tax planner, so we'll absolutely ask these questions there as well, but I wanted to ask the forum first.I work a full time w2 job.