Hi Everyone,I am thinking about buying a planner.

Now I'm on the Panda Planner and actually like it better. 

@Caryn FischerI agree with Jaron, you should definitely have a consultation with your tax accountant and/or financial planner before you do anything. 

Henry Clark had a great response above, but you can also just reach out to a Planner in the City Planning & Zoning department if you are still unfamiliar. 

I've already contacted the county planner and was told I'm not able to convert this garage to an ADU because of setback requirements.

Several questions that will allow financial professionals/planners to help you make an informed decision include: what are you paying in rent?

They appear to be financial planners.

But I would urge planners to consider that the Sec 263 regs they rely upon for the justification for not expensing remodeling costs is actually an exclusion section which prohibits deductions under pspecified circumstances that being that the amount was: "paid out for new buildings or for permanent improvements or betterments made to increase the value of any property or estate."

I’ve seen this issue in San Diego, where a friend of mine worked with a city planner to rezone a lot for duplexes and triplexes.

I've consulted a few times over the years with planners and with the way I buy properties, my liquidity requirements, and my concerns about about how government overspending affects the future, makes me a poor candidate for IRAs and 401(k)s with the stifling regulations.