Specialties:
Conventional Loan, Conventional Rental Loan, DSCR (long-term rental), DSCR (short-term rental), FHA, Refinance (investment), Refinance (primary home), USDA Loan, VA Loan
Over 30 years of Mortgage Lending Experience, 5-Star rating on Google (75 Reviews), 4.9-Star rating on Experience.com (477 Reviews). The Mortgage Planner, Brad Roche, has owned 100+ properties, completed 200+ flix and flips, developed three neighborhoods, and is a 3 time best selling author on Amazon.
DSCR (LTR and STR):
- 75K Min. Loan Amount
- 1-12 Units
- 80% LTV (depending on program)
- 640 Min. Credit Score
Conventional (Investment / Primary)
- 660 (Inv.) & 620 (Primary) Min. Credit Score
- 20% (Inv.) & 3% (FTHB)/5% (Primary) min. down payment
RESIDENTIAL ONLY- we do not do any commercial or private money loans
