.- failure to adequately remove snow or other debris- other safety related repairs not doneDiscuss the professional coverage with your agent to see what the cost would be.

I have family invested in Cleveland but the declining population and snowy conditions makes me hesitant (lived in CA all life, no idea what repairs snow damage needs?)  

. :) and or had to send in the 5k retainer and watch it erode kind of like a snow cone melting in texas summer heat.

I'm sure you'll have other expenses, too: taxes, insurance, utilities, lawn care, snow removal, etc., etc., etc.You can deduct all those expenses off the income, too.

It has a reputation for great snow conditions and a wide variety of runs for all abilities.Sugarloaf in Maine: Sugarloaf is the largest ski area in the East, with 1,240 acres of skiable terrain and 162 trails.

Here in the Tahoe, NV area there were a lot of claims from snow and the insurance went up which drove up the HOA monthly fees.

Folks bought them thinking they were going to rent out every night and got mortgages based on those numbers and are now having a rough time, especially with the lack of snow this year we've had, which is the major draw for the area. 

The snow ball effect.  

A broken furnace or freezing pipes are doubly daunting when you're dealing with cold or snow.

Heat, hot water, water, sewer and snow plowing included.