Our local adverse possession expert Rick H. hopefully will chime in. 

I love the "too small to succeed" comment in this article: http://www.dsnews.com/news/01-11-2016/new-reports-conclude-dodd-frank-has-adversely-affected-main-streetThe Dallas Fed report concluded that many community financial institutions may be “too small to succeed” in the era of the “regulatory onslaught” brought on by Dodd-Frank.

A landlord may not evict a servicemember or his or her dependents from certain residences occupied primarily as a residence during a period of military service except by court order.The fact that a servicemember applies for, or receives a stay, postponement, or suspension of his or her obligations or liabilities pursuant to the SCRA may not in itself provide the basis for the following:A determination by a lender or other person that the servicemember is unable to pay the obligation or liability in accordance with its terms; A creditor’s denial or revocation of credit, change in terms of an existing credit arrangement, or refusal to grant credit to the servicemember in substantially the amount or on substantially the terms requested; An adverse report relating to the creditworthiness of the servicemember by or to a consumer reporting agency; A refusal by an insurer to insure the servicemember; An annotation in a servicemember’s record by a creditor or a person engaged in the practice of assembling or evaluating consumer credit information identifying the servicemember as a member of the National Guard or a reserve component; or a change in the terms offered or conditions required for the issuance of insurance.Whenever a court grants a stay, postponement, or suspension to a servicemember on an obligation, it may similarly grant a person primarily or secondarily liable such a stay, postponement, or suspension.ConclusionThose engaged in purchase money lending as chattel for manufactured homes, and those engaged in lease with option to purchase are equally bound to comply with these regulations, but not in the same format required for government backed mortgages.All purchase money agreements should contain, or by separate notice of equal importance at the time of closing for which the borrower(s) affirm in writing receipt of a copy of, their rights under SCRA in a format acceptable to the CFPB and other regulators.

Slope instabilities (landslides, mudflows, adverse geology, etc.), governmental regulations (mansionization ordinance, coastal commission requirements, etc.), and septic system limitations.  

What is an Adverse Action?

Keep in mind that property taxes are based on appraisal, and, if the property sells, based on the sale price which can adversely affect your taxes especially in a high tax environment like Harris County TX. 

What are my options for taking adverse possession?

I get that mid-west won't appreciate anywhere near what we see locally, but if you were truly risk adverse you could have a free and clear house.

If you simply hold onto the property for ten years after the tax deed date, and maintain possession (usually by renting it out) then you are into old fashioned "color of title adverse possession" which is 10 years. 

Maybe it adversely affects you, maybe not.