Skip to content
×
PRO Members Get
Full Access
Get off the sidelines and take action in real estate investing with BiggerPockets Pro. Our comprehensive suite of tools and resources minimize mistakes, support informed decisions, and propel you to success.
Advanced networking features
Market and Deal Finder tools
Property analysis calculators
Landlord Command Center
ANNUAL Save 16%
$32.50 /mo
$390 billed annualy
MONTHLY
$39 /mo
billed monthly
7 day free trial. Cancel anytime.
Level up your investing with Pro
Explore exclusive tools and resources to start, grow, or optimize your portfolio.
~$5,000+ potential annual savings on vetted partner products
10+ deal analysis calculators with ready-to-share reports
Lawyer-reviewed leases for every state ($99/package value)
Pro badge for priority visibility in the Forums

Let's keep in touch

Subscribe to our newsletter for timely insights and actionable tips on your real estate journey.

By signing up, you indicate that you agree to the BiggerPockets Terms & Conditions
×
Take Your Forum Experience
to the Next Level
Create a free account and join over 3 million investors sharing
their journeys and helping each other succeed.
Use your real name
By signing up, you indicate that you agree to the BiggerPockets Terms & Conditions.
Already a member?  Login here
Followed Discussions Followed Categories Followed People Followed Locations
Tax Liens & Mortgage Notes
All Forum Categories
Followed Discussions
Followed Categories
Followed People
Followed Locations
Market News & Data
General Info
Real Estate Strategies
Landlording & Rental Properties
Real Estate Professionals
Financial, Tax, & Legal
Real Estate Classifieds
Reviews & Feedback

Updated about 1 month ago on . Most recent reply

User Stats

49
Posts
18
Votes
Christine Garnier
18
Votes |
49
Posts

Tax Lien Foreclosure Action vs Quitclaim Deed

Posted

I bought several tax liens at Alabama auction and I understand that the process to get the title is to file a tax foreclosure action which, based on what the attorney Gregory Stanley is saying and unlike what many articles are mentioning, is a judicial process. So my questions are: 

Is it possible to avoid the foreclosure action at the end of the three years period, by continuing paying the taxes?

Would it  be legal to take over the property, without the foreclosure action?

Would it be legal to sign a quitclaim deed for the property in question, after the three years period and transfer the interests without the foreclosure action?

The reason why I am thinking out of the box is because Alabama tax sales department is a disaster. We bought a deed on April 2sd and we are still waiting for the deed. We submitted 60 different requests to purchase an OTC deeds or certificates early January 2023 and we never received a single quote. Clearly, they are understaffed and for investors, the process is unacceptable. So in order to avoid wasting time, I am thinking outside the box.

Most Popular Reply

User Stats

17,029
Posts
13,368
Votes
Ned Carey
  • Investor
  • Baltimore, MD
13,368
Votes |
17,029
Posts
Ned Carey
  • Investor
  • Baltimore, MD
ModeratorReplied

@Christine Garnier I can't speak specifically to AL tax sales. @Denise Evans is the expert here. 

Barring some obscure and clearly unconstitutional law in AL you can always buy the property from the owner. I wouldn't choose a quit claim deed to do so but you certainly can. Keep in mind a quit claim deed does not necessarily give you clear title and all liens and mortgages would still be attached. 

If you are asking if YOU can quit claim the deed to yourself, yes but that would transfer no ownership rights. 

  • Ned Carey
  • Loading replies...