Any laws against repaying the loan in stocks instead of actual cash?

While I’ve considered cash-out refinancing or HELOCs, the high rates make these options less appealing.I’m debating between using cash to acquire more SFRs or diversifying into mixed-use retail properties.

I'm very new to investing and weighing which options would benefit me the most.Option 1:  Use the cash as down payment on another primary residence and rent out the current.

At those price points I'm assuming this is a more cash flow area like the rust belt, or other mid west geography.

This deal doesn't meet the 2% or 50% rule of thumb, but it has positive cash flow and is in a growing market, according to the latest 2024 Top 100 data from BP. 

Even the most meticulously crafted plans can frequently go off track due to unmet responsibilities or unforeseen events.This is the essential characteristic of the real estate industry.

In all honesty my clients putting down as little as 5% tend to cash flow as well. 

They only accept cash.

The substantial cash need for large down payment or all cash that most others don't have .

I have some brand new homes in Phoenix that cash flow with 25% down.