Agree with Costin and Larry.

Larry

@Larry Hawkins, wild guess,  but are your properties in the Valley?  

Thank you Larry, I wonder how I missed this in all the previous reading I've done on real estate investing.  

@Larry Smet Good info, thank you.

@Larry W Boyd I would check with a different lender for the refi.

@Larry C., What makes the RM model 1031 compliant is not the process. 

Larry Harbolthttp://www.larryharbolt.com/AndPete Fortunatohttps://www.peterfortunato.com/I’ve met and listened to both of these sages at my local REIA and what a treasure trove of experience, they’ve forgotten more deals they’ve done than most of us will ever accomplish.

I'd recommend reading, lots of reading here on Bigger Pockets, and in books, such as:  Rich Dad, Poor Dad by Robert Kyosaki, The ABC's of Real Estate Investing by Ken McElroy, The Advanced Guide to Real Estate Investing by Ken McElroy, Building Your Wealth One House At A Time, John Schaub, Investing in Duplexes, Triplexes & Quads, by Larry Loftus. 

I also recommend the book, Duplexes, Triplexes and Quads by Larry Loftus which will illumnate more options.