@Alex Mayberry I second @Kevin Hoag comments and would add the following comments.Water damage should not have a limit listed.If you want sewer back up, consider raising the ded to $500 or $1000You could delete Medical Payments. 

However, legal expenses and travel would add up fast on top of the 15k I am already out.

Even Utah is putting medical MJ on the ballot which is the first step to legalizing recreational.

Unfortunately since I am out of state and the previous owner collected the rents door to door, having them continue that way would have me traveling to that location monthly just for rent.

I’m in Knoxville but watch the Nashville market very closely, it’s my wife and my’s favorite city and we travel there often.

I've been traveling for almost 30 years.

Yes, mainly on commercial properties... since I am in dental business I was looking at a single building (about 5-6000 sqft) that I could allocate about 2-3000 sqft for medical/dental and the remaining portion for a retail tenant...

Following up on #2, do you think we should also vet travelers?

I choose those other places because I travel a lot for work and I have liked neighborhoods in all of those states. 

By the time everyone starts their career or finishes college, according to my plan I will have multiple multifamily properties generating passive income so I would no longer have to work and continue my goals of starting businesses, being with my family, and the ability to travel where I want anytime I want.