Which insurance coverage items are unnecessary in this quote?

[Alex Mayberry]

Hi there, 

I'm purchasing a property in OH that I will not be managing myself. 

I received an insurance quote that I was hoping to get some feedback on (first time shopping for rental property insurance).

I figure there are unnecessary items on here increasing the price, but I could be wrong. Any feedback/advice is welcome and appreciated.

Thanks! 

[Kevin Hoag]

Hey Alex,

You do not need 10k in personal property. The tenants rental property will cover all of their personal belongings and since you are using a PM company I would assume you will not be keeping any landscaping equipment, tools or possessions at the premises to need that much coverage. I would take that saving and beef up premises liability to 1 mil. 

Good luck on the rental