He's a broker, so he's not limited to one lender and he'll get you the best mortgage product for your individual situation.

There are mixed reviews on whether this is a positive or a negative, but if the other factors have been met, this is another great sign you've found a company dedicated to providing a quality product and resident to manage.Also, even though some of the prices look like there is a premium in price point, you have to find the value in the services being provided: Extensive research in the submarkets in their city, leasing services, value add to the property, and property management. 

They are driven by commissions and only looking for the highest selling product.

My question is why are wholesalers paying the guys with large lists to blast their product instead of just taking them directly to investors.

@Eric MauryThe type of loan product normally has little to nothing to the way items are reported on your tax return.If you obtain a mortgage in your personal name; the banks are able to offer you certain types of loan products.If you obtain a mortgage in an LLC; the banks will offer you different types of loan products.You are entitled to the same deductions regardless if you have an entity/LLC or not.

Any advice on seeking a different loan product(s) wold be great. 

I’m very new and don’t know anything but would prefer not to spend money on buying heavily marketed products from this guru.

It’s a 3% down conventional product, generally favorable over FHA and I’m almost certain it’s available for multi units as long as you occupy one of the units as your primary residence.....Best of luck

As in, those markets often with their high prices bring certain expectations regarding the product and quality that you may not have in a rental.

Home Possible is 95% LTV, as compared to FHA's 97% LTV, but with the added benefits of beginning with a conventional loan (no mortgage insurance for life of the loan, as opposed to FHA), having a stronger offer, no self sufficiency equation, plus less strict standards for home condition that can kill the value-add ambitions you had with your FHA.Recently there were other changes with this program that makes it an even better product, and the only person on this whole forum who seems to be catching it is @Chris Mason who has written about it herehttps://www.biggerpockets.com/forums/517/topics/42...and herehttps://www.biggerpockets.com/forums/49/topics/609...I just wanted to point that out as you get into it because if I hadn't found this product I'm not sure if I'd even have a house hack right now.