Did I misunderstand your point?

Insurance also doesn’t protect you from misunderstandings, especially those made in writing and email.

Though I think that you're misunderstanding something. 

When she saw that it wouldn't work with me, she became hostile.Also, there was at least one big misunderstanding, mistake, or fight in the company per week.

Hey Saj - I think there was a misunderstanding of my words and did not intend to convey that "nothing in California is worth it."

@David Bellmont David, Maybe I'm misunderstanding you... 

I ran a report with sample inputs and I don't see how the numbers add up.My Refi amount is $105,000 and I've calculated my All-In Cost based on the sample data below to be:$100,000 Purchase Price$10,000 Estimated Repairs$5,000 Closing Costs$1,600 Points$2,000 Refi Fees$4,651.45 Holding Costs = $123,251.45 To my understanding, my Total Cash Invested would be: $123,251.45 - $105,000 = $18,251.45However, the BRRRR Report figure in the image below is $12,280.34What am I misunderstanding or missing?

That's a large part of the reason why misunderstandings and landlord and tenant non-compliance with the rules are rampant.

Please let me if I'm misunderstanding something.

Is this what you mean by upsides or did I misunderstand?