Right out of the gate, I'm crushing any other LO, Lender or Mortgage Broker as I'm $12,000 to 13,000 cheaper with the Realtor Rebate which can pay for my borrower's closing costs, be used to further reduce the negotiated sales price, used for debt reduction, used for Rate Buy Down, pre-paids, extend sales contracts, etc., etc. 

He isn't 100% on board, but he is s..l..o..w..l..y..coming along.Looking forward to FINALLY jumping in and ultimately changing my future.

I've been in the mortgage game for 16 years as an LO and Processor and I've seen cycles that KILL appreaciation. 

If just starting to look, then he can do as the LO suggested and work on establishing credit.If he has no credit history at all, a bit of a challenge but not one that can't be addressed.

Hello @My Lo, welcome to BiggerPockets!

So recently I'm trying to get a few things done. I have a 3 unit that needs to be refi'd into something long term. I'm trying to do a cash out refi on this thing so I can start 2 new projects. Small dollar stuff, I o...

Let's just say you'd need a car in this area however as the purple line is not something you would benefit from in the near term.https://www.washingtonpost.com/local/trafficandcom...interactive map of purple line:https://www.washingtonpost.com/wp-stat/graphics/lo...

I am going to assume that you already tried to qualify for a lender and were turned down, if so did you by chance ask your LO for any advise?

Hi BP, I am currently looking at a prospective investment property that is a short sale.  When I asked the listing agent about the property, he said that the family who currently owns and lives in the house want to st...

Phx metro runs on avg about 81 cents per square ft for rents, higher if you're offering LO's.