As long as the type of debt composing the majority of the "debt to credit" ratio is "mortgage" debt and maybe some "installment" debt (student loan debt and such).

I am a professional drummer/instructor/multimedia manager for three Music Education Schools in the greater Sacramento area as well as owning my own landscaping company.

Most memorable was years ago,, 6 plex, guy lived on 3rd floor,, fell off the wagon, his toilet busted water ran down thru the ceiling and damaged 2nd and 1st floor.. he threatened everyone in the building, LOUD music,, Numerous police calls,, all in about a weeks time.. then he threaten fire.. he was going to burn the place down..

They blast their ghetto music at volume 11.

Lots of people made a ton of money on that party, and yes, when the music stopped there were some who couldn't find a chair. 

Pittsfield is well situated via rail to Boston as well as NYC (and Albany).Pittsfields doing really well with Art and Culture/restaurants and its a key piece of the strategic plan, new minor league summer team run by the Bill Veeck group, lots of music and the downtown district appealing.

Eric retired from the Air Force in 2010 and now provides private music lessons and plays drums with local bands.

I encourage you to find others that have had similar experiences that you can use as mentors, music that motivates you when you are down and grounds you when you’re flying high, and (like others have said) experiences you can reflect back on when you need a reminder that you are intelligent and wise and capable...because you are!

I’ve also never played a musical instrument and mild arthritis in my hands.

Tenant A complained that Tenant B would blast their music and the subwoofer is really loud late at night.