Could I just pay taxes and living it as mine and claim adverse possession?

The equity indicator was particularly interesting to me.Given the ecomony is doing so well, it's curious to see the risk-adverse indicators above. 

ergo i am debt adverse.. could happen to all those landlords that beleive in max debt and refi till you die but not me.. :) I learned my lesson.. and if all the doom and gloomers hit the jack pot and we have a crash well i will think about stepping in and picking up the deals.. but I only buy deals even today.. and there are deals everywhere.. you just need to have the contacts to get them.

If you are risk adverse real estate, (especially out of state) is not for you.

I commend you for staying focused and persistent in the light of adversity as evidenced by your intro.What I would do to start is to select a niche in real estate investing. 

If you are risk adverse real estate, (especially out of state) is not for you.

I would hate to have my adversion for paper result in my tenants owning my properties or my truck.

Also if this group is looking for a more detailed response  in addition to my adverse action notice as to why we are choosing another group, are the reasons listed above okay to use since they don't fall under any discrimination laws ( age, sex, religion) Thanks for your time and help with this

They don't have the right attitude. a.) bad attitude/overly litigiousb.) way too risk adverse. 

Having them at a $0 balance does not adversely affect your credit score.