In fact, as soon as someone wraps their program into religiousness, run away.

Many down payment assistance programs end up being more expensive than taking a slightly higher rate with a lender credit.  

DennisCMG has a program that will do it as long as the loan meets high-cost guidelines, which you won't know until you apply.  

Understand that they are doing this to make a profit, so it will be more expensive than coordinating maintenance yourself.It may be a decent program for a DIY owner that wants to just outsource maintenance, but you will have the same maintenance issues with this company that you would with a PMC:1) Higher costs2) Admins answering the phones & assigning work, that just know the basics about maintenance.

No matter what the program is, it's going to take work and commitment. 

Has anyone taken the MomsHouse.com program?  

Out of all the programs I’ve joined.

I'm curious as to what software programs and automation fellow agents are using to make their business more efficient.  

I had a cousin who participated in this program a few years ago. 

@Beruk Lessanework I would also have someone take a look at the Freddie Mac BorrowSmart Program.