I have a lot in a nice community in Gouldsborough that I have not been able to sell.

@Tayvion Payton to get a better understanding of the loan products, it's best to have a conversation with a commercial loan officer at a local community bank or credit union.On commercial, the number one rule is a deal meeting their DSCR loan covenant, which is typically 1.2 to 1.25. 

Quote from @Andrew Schaff: Hello BiggerPockets community!

Typically its done for open space or use for community property (ie. fire station location or other county use) and typicaly would assist in increasing tax base.  

Glad to have you as a part of this awesome community, Simon! 

HI All – I’m Lou and I’m very excited to be joining the BP community!

Hi John,Welcome to the community!

Hi BP Community!

Bankers are generally not aware of hard money loan options, and even if they are, they don't generally refer them when they believe they can approve a loan to you from their bank.

Question 1: I’m aware of Reno 203k loan and Fannie Mae home style construction loan.