I don't engage in online shouting matches. 

If you and I were working on this one to get it refinanced, my recommendation would be to complete the reno before letting an appraiser in the door.

Petscreening will ask the appropriate questions to ensure the applicant is not using a fake letter or registration purchased online.

@Jose LealBRRRR property investment involves purchase price, rehab, holding, and refinancing costs.

Not the $5000 houses you read about online. 

When I followed up and asked for a specific reason (thinking it might require an additional payment towards principle to put me under the threshold) they wrote back informing me that investment properties do not qualify for automatic termination and that PMI will remain for the life of the loan and if I want to remove it I can look into refinancing. 

Going the DSCR route will also not work since he will be subject to a PPP at the time of refinancing into a primary loan.Putting a tenant there for a year and then anticipating to move in after a year may not also work out depending on the states Laws regarding this. 

@Tricia O'BrienI spoke with Chrissy from Moxie today, she said all the right things, 300 properties under management, team of 4, online payments, low fee for placing residents and reasonable monthly fee.

You can also check their reviews online at Google, Facebook, or Yelp.

Yes several investors offer fixed second loan and heloc programs including one 100% online with no appraisal required, disbursement in 5-7 days.