It was a fight for sure, but we were able to use the STR income because we had good history of it on Schedule E.

I continue to work with a number of loan officers who issued me my initial loans 12 years ago.

The seller should keep in mind the prior relationship with Realtor B and the hope to continue doing work together in the future.

I continue to screen well.  

I continue to wait around on others to respond and want to get started on my real estate career and investing. 

@MattOwens My partner and I have been buying multifamily in Grand Rapids since 2009 and continue to invest.

You're in an anti-landlord city, one which provides tenants free resources to fight evictions.

They were expensive, did not cover everything and had high deductibles and always had to fight with them.

Thank you for the input and feedback, I'll continue to further look into the numbers on the project and keep posted on any updates.

Catch all the red flags prior to submission cause once you submit a file that has uncaught red flags, that's when your process slows and lender's get nit-picky.From a lender, I want you to work fast, if I am hustling on my end to make it easy for their processor and underwriter then I expect fast work with an open line of communication and I want my rep at the lender to be able to fight for me or my clients should an obstacle arise - which they usually do.