@Dan W.You are quoting a housing and anti eviction organizer to form your opinion of the stability of an area to own rentals? 

AML is anti money laundering.  

As you know in Texas there is anti-billboard sentiments since the days of Lady Bird.

Navin Naik That property will most likely grow in value due to boulder county's building moratorium and historically being anti development.

There's also the anti-discrimination law that says you can't exclude a family because they have small children.

It is amazing that we have very specific anti-retaliation laws to protect tenants if the landlord attempt to get rid of them, but those tenants can wring out our wallets holding us up in court and freeloading in our properties.

Additionally let me clarify I am not anti-agent by far.

You may not know it - but I am one of the most anti-debt investors on here, so I totally get what you're saying and why.The absolute dollar savings of $50k over 20 years or however long has to be put in context with the opportunity cost of those monies had they been invested in something else that earned more than your mortgage rate minus tax benefits.I may have missed it, but what is the interest rate of the mortgage you are paying on in this example?  

There is no other party to the contract.Although this might sound like I'm anti-realtor.

First off I'm anti condo and anti negative cash flow in most situations.