Ask them what the going CAP rate for a building such as the one you are looking at in that particular location is.DSCR (debt service coverage ration) is juxtaposition of NOI to cost of money.

Now you want someone to say you did such a great job on that one, they should take $50k of their money so you can do it again.That kind of thing does happen but it is not very rational.

When I bring up anything related to money and wife brings up risk vaguely and shuts down, she can't rationally engage.

Not sure if there is a question in there, but a couple things:- Generally pro-rations are calculated based on days, not months.

Many times it is a grass is greener conversation rather than a rational discussion.2.

We all know right from wrong, but we can rationalize any behavior to justify it.God Bless You!

There is no rational reason to expect that the cost of this property will be 69900 when all is said and done.  

You can rationalize that you are going to have to spend money on it anyway, which is true, but you are still spending cash out of pocket to live there. 

Things like flooring and paint and cabinets are what too many people focus on but those above 5 areas are the expensive ones that will turn a house hack into a house of horrors.For the financing piece, most lenders will use 75% of the rents of a tenant to offset debt to income ration.

Maybe they do not feel you are working for them.Lets say you handle your approach perfectly...Many people facing foreclosure are not acting rational.