.- Many of these HCOL areas also have strict limitations on AirBnB or short-term rentals... that do not apply to owner-occupants - thus allowing for extreme cashflow potential for house-hackers.

Assuming you don't have a mortgage that requires a certain level of insurance, you can get a stop-loss policy covering all the properties. 

They do have policies in place, so if you're not willing to go all in, then this is not the software for you.

Just make sure to look into the HOA’s financials, rules, and rental policies before buying.

Taylor sent multiple email inquiries to our insurance provider asking what risks their policy covered.

Even if we didn't renew the tenants when the leases were up or if they had their own renter's insurance policies, we felt it was a bit too risky.  

What kinds of policies do you think might help ensure ongoing affordability as Texas continues to grow?

They don't understand how to price effectively, study the market, set boundaries with tenants, establish policies and procedures, communicate, and dozens of other things.

Often times police departments have policies in place REQUIRING officers to activate body cameras when interacting with the public.

The landlord should be named on the tenant's insurance policy for additional protection and to assist with tracking compliance.