Just because other people might be getting away with it for now doesn't mean they couldn't crack down on you after you buy a property their.

Foreclosures aren't a super big source of leads though and most end up on the MLS anyways so they many people will see them.

So you're going to get responses from a lot of people that offer coaching.

People in 1979 were angry that prices tripled in half a decade.

This sounds like a development, so you and your team should have years of experience and a track record of success before you take other peoples money. 

Sort of a unique way to make money, meet new people and not get stuck with a tenant you don’t like for too long!

I'm looking to start with the best knowledge and knowledgeable people.  

As far as PadSplit, you'll have to check city and county laws concerning the number of unrelated people allowed to live in a house. 

Look for local Investor meetings, there you will people that has lot information and opinions on these matters. 

You can't actually pay it off directly because they've been securitized, and the people who invested in those securities did so because of the specific certainty of the payment schedule.What you do in a defeasance is use the proceeds of the sale or the funds from your new lender to purchase treasury bonds that are packaged to make the exact payment amounts and timings on the remaining term of the loan, and then assign those bonds to your old lender.