Having  ample  safety net funds for a  4- 6 month period  helps too :)   good luck

People who have no business being homeowners have the ability to buy homes.There is a balance between making home ownership attainable but not so attainable that it inadvertently brings way too many buyers in to play.

There are three main types of residential financing out there.Agency loans: Conventional, FHA, VA and USDANonQM loans: DSCR, 1099, Bank Statement, P&L, Asset utilization etc HML/PML: Bridge, fix/flipMost investors who are looking to do value add go with a HML/PML as the lender only cares if the deal makes sense (Is there ample equity in the deal if the investor cannot complete the project, will the value be supported after the project is complete).

Financing very difficult to attain 30 year money after Rehab on commercial PUD designation but I did it given resourcefulness in the Jacksonville Market and network.

Financing very difficult to attain 30 year money after Rehab on commercial PUD designation but I did it given resourcefulness in the Jacksonville Market and network.

Water bills come in once every 3 months and I give tenants ample notice prior to updating their accounts with the water bill charge.

It will unfortunately not be attainable in the Columbus market.

This is how true wealth is attained.

Through persistent learning, networking, and measured risk-taking, you may attain prosperity and construct a lucrative portfolio of investment properties.

Binghamton remains a lucrative market with ample cash flow potential, whether you opt for student housing or traditional residential rentals.While I personally focus on residential multi-family properties rather than student rentals, my portfolio offers valuable insights into the profitability of investments in this area.