That 15% will cover repairs/capex/vacancy or you mean 15% each? 

Most property manager cover all the services you offer charge a flat fee of 20% gross revenue. 65% is exorbitant - its 3.5X the market rate.

Will 75% of it cover the PITI? 

Their renters insurance hopefully will cover this. 

You're charged either a monthly or an annual fee that covers a variety of services:tax preparationconsultations and tax planningongoing technical questionsbookkeeping servicesCFO servicesIRS/state representation serviceslegal servicesreal estate servicesThe scope, the quality and the pricing of these packaged services varies greatly.

If tenants aren’t covering the cleanup, who’s left holding the bag?

Also how much pet damage insurance I should ask them to carry or do I just need to make sure their renter's insurance covers pet damages?

They did give out some forms that may come in handy, but the teaching was very broad and not all that detailed (granted, it was only 3 two-hour classes, but you can still cover a lot of ground).

Thoughts on pulling money out of my primary residence to cover the down payment or are there better ways?

The tenant broke the lease and moved out and left a messI sent the message that the secutity deposit is not enough to cover the expenses after the tenant moved out to the last known address of the tenant (which is my rental house)A friend went to get the mail and its sitting there in the mail box.So, the tenant has not left any forwarding addresses and has not forwarded the mail.What should my friend do with that mail?