First is environmental, as lenders have been tied into environmental cleanup costs in some instances.

I care a lot about my clients and I also donate 10% of my earning to environmental and social causes. www.dogoodre.com

You went out and got all the things, purchased the entire life style, and than are trying to pay for it all.

Side-by-side ranch style duplex.

Side by side brick ranch style duplex.

Class C side by side brick ranch style duplex.

I can tell you this, if everything is perfect - all syndicate partners have great credit, you have plenty of reserves, relevant experience, a solid business plan and financials, and Feasibility and Environmental Studies completed in the area you are looking to purchase or develop, all with at least 1 US citizen sponsorship... you may be able to get close to 4%... maybe. 

Purchase price: $463,049 Cash invested: $172,424 The sprawling, 1,881 square foot open layout and tall ceilings of this ranch style home allow for proper entertaining.

@Nicole Heasley you just need a commercial/portfolio style loan.  

Hello EveryoneI'm looking to buy a standard lot which is a buildable (as far as county says) has it's own address, is zoned single family.The wetland on it is isolated and there are many houses around the lot, the neighborhood is established.Seller has a permit from Florida environmental protection, allowing to build a SFR with a plan to keep part of wetland on the backyard.