If you're willing and able, I do recommend the "house hacking" strategy which is just a fancy name for buying a rental property and living in one of the units, because you'll get very favorable financing - an owner-occupied fixed-rate 30-year mortgage.I'd also say, analyze that property as if you won't live there and it's a pure rental, and make sure the property is still cash flow positive if there's a tenant in your unit because then you'll know if it's actually a good investment.And when you analyze it, include payment of a property manager in your #s because if you don't, and doing so would make it go cash flow negative, then you've just bought yourself a job because you literally can't step away from managing it without losing money.

There was no internet.

What’s my best option to argue there.

With Alterra money in the resort and private money developing Roam in town, we could see a lot happen there.

Banks caught on to this nonsense at some point, but it seems there are new angles.

Also, is there any process I can run through to warm the number up into not being flagged as spam before contacting leads on it? 

The flip side of that coin is that if you are in the market while rates are high, there's a lot less competition.

.• I’ve started looking at affordable markets in the Midwest and South and have recently focused on Northwestern Pennsylvania after speaking with an agent there.• I’m also in contact with a property manager in PA to ensure I have the right team in place.• I’ve spoken with Sophia from BiggerPockets as a starting point and have watched a lot of YouTube videos, but I need guidance on taking the next steps. 

There is a price for everything, but flippers make the mistake of thinking they can still get market value on a locational error.

They are inherently riskier loans so it takes a baseline level of trust, or legal protections, to ensure that the Gap lender in question is protected because being in subordinate position on title means that if it gets sold for less (via bankruptcy or any number of proceedings), you are more likely to lose your money.You also need to make sure that your primary mortgage holder on the deal is okay with there being a Gap funder.