Pretty much the only way to get funds into a retirement account is via earned income.Of course, growing it inside an account is a different issue.With those additional properties you say you are helping your kids buy, are you putting your name on Title? 

@Kevin SiHere is another option out of many already mentioned so far:Do both - real estate + diversified stock market via low fee dividend ETFs.

Yes there is a lot of front end due diligence work to invest via syndication but they aren't going to call you in the middle of the night to resolve a leak, tenant issue, fire, or eviction. 

You sell, via an assignment, your rights to purchase the property.

The first person gave me a 200$ deposit via e-transfer after I told her we accepted her application.

Assuming existing mortgage via "Subject to"I hope this helps!  

So I am already in process of buying a property with owner financing (made offer Friday) and another deal has kind of fallen on my lap.

Income from investment activities, such as rental income from real estate, is not business income, it is classified as investment income (rents and royalties), and therefore sheltering that income via a 401k is not possible.  

though the provincial property owner's association; are they still conducting their CAM training via NSCC?

Hello All,Say I was able to find the email address of an absentee owner, would it be advisable to reach out to them directly via email?