I've felt and heard relief over the phone from sellers who feel as though they can trust me because I'm telling them to get a different service than mine.

I swear there was a collective sigh of relief from all of us.

Once I explained, they did not pay me at all, the look of relief was pretty amazing.

@Jacob SampsonWell that’s a relief.

Do other people think the eviction memoritorium until Aug 20 is extreme especially with no Landlord relief?

That is a relief.  

A few of the goodies:For renters - Payments - suspended Prohibitions - No fines, no debt, no repayment, no effect to credit scoresFor mortgage holders - Payments - suspended Prohibitions - No fines, no debt, no repayment, no effect to credit scoresTenant can simply stop paying without any evidence of true need - to include utilities which the owner may then be liable to cover.However for a mortgage holder to qualify for relief several extremely onerous loops must be passed.   

And yet, I breathed a sigh of relief...

My initial reaction is that while paying off your student loans would change your risk profile (and maybe be a big relief!)

Am I predicting this again no.. and so what Engelo is saying is there Is moderation here and we are right back to those thinking that max debt is something to achieve with no history of what happens in a hiccup.. 25% equity in a property in a buyers market is NO equity its gone.. and if you put the cash up its a double whammy .. if your rental is vacant and you cant pay the mortgage.. your credit goes along with all your cash.. your recapture of depreciation and your threat of a 1099 C debt relief..