You also might consider Vancouver as an option versus because the inventory problem is less, keeping prices more reasonable.I have a lender with a 1% conventional down payment, but it requires no other mortgages, a few months of PITI in the bank at closing, and requires, you guessed it, good credit.I would suggest making your life easier and concentrating on the credit first.

We concentrate on BRRR in the downtown core.

I believe the inspectors concentrate on general safety and code (smoke detectors, hand railings, etc)

Right now I am concentrating on direct mail to homes that are listed in foreclosure and the majority of them are $200K-$300K and up in ARV.

I guess it is really true that the growth in the US over the last 6-7 years has been concentrated in 20 big Metros.

Yes I need to concentrate on not too much but those are my goals and I will see them through!

@Shawn Barga You might be right, but I'll bet they are concentrating on markets with higher returns for any new acquisitions.

Last advise, concentrate on your credit score because you will get the best rates if your credit score is high.

They are also exiting the crowdfunding space to concentrate solely on their eREITs.  

Concentrating in the Houston, Tx and Fresno, Ca markets.