•After 3–6 months, apply for tier 2 business credit cards (e.g., Capital One Spark, Chase Ink).

Just curious why you're looking at those two banks for credit cards?

You screen them the same way a hotel does: not at all.The only thing you need to verify is their credit card number.

It’s like trading baseball cards back in middle school.. you get the shiny new card you’ve had your eye on, and you don’t pay a dime until you finally decide to sell and pocket the profits.

However it is important to remember to make sure you have a plan to pay that loan down and not allow that credit card debt to climb back up.

Transitioning to Business Credit CardsOnce your business credit profile is established, apply for business credit cards.

The wild card is RISK.... if you pay off your primary, there is no risk Use it to buy rentals or other investments, comes with some risk.

They are business CC but I don't use them anymore and would rather use cash/debit cards.

When you do it, you show your cards, but new people don't knew because they are thirsting for help and will take it from literally anybody.

Like much of real estate, it looks a whole lot better on a spreadsheet than it does in real life.It works at scale or with a lot of experience, but you are kind of building a house of cards needing everything to go right in the beginning.