Question regarding debt consolidation

[Carlos Richardson]

Hello Team,

I am  looking at my outstanding credit card debt which is at ~25k would it make sense for me to consolidate this debt to a lower interest loan? 

Any advice or pointers would be greatly appreciated!

thx

Carlos Richardson

[Kevin Hintz]

I was in a similar boat with credit card debt a while back, and consolidating it into a lower-interest loan really helped me out. It made my payments way more manageable, and I ended up saving a good chunk on interest. Just be sure to read the fine print and watch out for any fees. And if you can, try to avoid racking up more debt on your cards while you’re paying off the loan—it takes some discipline, but it's definitely worth it in the long run!