Of course it’s not foolproof, but that will help point you in the right direction.

But although using an LLC isn't a foolproof shield for liability, it can help.

This is not foolproof, as a scammer could pretend to be someone else (but more effective when used with calling the company at a phone number on the website and verified as listed on the BBB or other trusted agency website).Check that the Lender makes loans.

Even then, nothing is foolproof but, again, nothing like THIS! 

Cross every T and dot every I to make sure your numbers are foolproof and be conservative: Where'd the $200k estimate come from and what does it include (in detail)?

Lastly, even if there was a fool proof method to estimating all your expenses, there is no way to predict the human element.  

It takes experience to control a trade to protect your interests and it is not fool proof.  

I know it does A LOT of work for a free program, but it seems like in their efforts to make budgeting foolproof, they've over-complicated it. 

It's not fool proof but that is what he does and it has worked well for him so far. 

There is no fool-proof way of knowing that people are going to be motivated on the list, but more importantly is that you market to people that, if they are motivated, can actually sell to you (hence why I pull lists with enough equity).I don't have much experience with FSBO's other than what I hear from all the agents (they say FSBO's are the hardest to get and generally they don't have good results, but most agents aren't good at their job so who knows).