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Updated over 8 years ago on . Most recent reply
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Do you successfully use Mint as a budgeting software?
I've signed up for mint two or three times in the past, and I've never stuck to it because I feel like there are some very basic things that I am just not allowed to do. I'm giving it another go since I've heard others here recommend it, and I want to know the thoughts of people who successfully use Mint to budget.
The main issue I have is with my investment accounts. For example, in one investment account I have my stock portfolio, a Roth IRA, and a pile of emergency cash. I put 20% of my paycheck into that account each month, but I haven't found a good way to represent that on my Mint budget. It also mislabels one of those accounts as "unknown."
At this point, I'm leaning towards using Mint to track and categorize my transactions, since it seems pretty good at that task. Then I can just punch the numbers into a monthly paper budget by hand. Any opinions or tips are appreciated!
Most Popular Reply
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I like mint for determining net worth and see where I'm spending money and to see if there's any weird transactions. It's not that good for budgeting. I use a excel spreadsheet for my budget and its flexible enough for what I need.