If an in-person visit is not feasible, we can easily arrange video tours to accommodate your schedule.

I am in the Lehigh Valley.

He gives out a code at the end.

I mainly want to ask if these assumptions are reasonable and if there's anything I haven't considered:(1) multifamily units in NJ close to New York City, ~$1,000,000, 20% down payment, (2) Using the following assumptions: 4% appreciation rate, 6.5% interest rate and 5.0% refinance after 5 years, $10,000 yearly maintenance fee(3) ~$6,000 monthly rental and assume 3% increase yearly with 5% vacancy rate(4) Based on the above, the calculated IRR if selling at the 10th year is ~19% (considering tax benefits) and ~17% (without tax benefits).

That may increase your cost or limit the coverage you can get.The Year that the following were updated (either partially or fully) would be good to know:- Heating systems- Roof- Plumbing- electricalSome companies will not write properties with systems that have not been updated.As long as you are living there, the proper policy for a 1-4 family is a "Homeowners" policy.

Especially for the cost.

My LOT was $32,500 and then they added the FOA to cover the first 2-3 years. 

Here's the link to their website: www.stayhikaru.com

Yes BP is the right place.

Let them do the follow up and paperwork and maybe lead cleanup, but you do the dialing and talking yourself for much better results.