Check out the population as well, is it increasing or decreasing and is there anything that will draw more people in the future?

If we start to see demand significantly decrease, then it will show that Covid-19 has created major economic damage in itself.I specifically told my investors that there were no real strong numbers that supported a strong market downturn pre-COVID-19.

If you were looking to house hack multifamily with an FHA in the near future again, it will pose a problem as refinancing into a conventional will be more difficult and capital intensive.If the economy tanks would you be able to break even on decreased rent numbers or move out and rent the other unit? 

I feel that even if/when the bubble pops, and the value of my property decreases, I will still be coming out ahead in quite a few ways - 1 - I will eliminate or minimize my monthly rent/housing costs2 - I may/should be able to (?)

If I have a contract on a property is it possible to go to the lender and negotiate the balance down for a cash payoff? The note is incurring daily interest, property is in bad shape, and lender would most likely have...

Anything in the 1.4%+ range are total crap and I don't want them.The advantages with apartments are you concentrate capital, you can increase value by boosting rents and decreasing expenses, and if you get above a certain price point you can get non-recourse financing. 

Just based on the formula an increase in Value can be achieved by either increasing NOI or decreasing Market Cap Rate or BOTH.

I agree with Jim, the only way around the mortgage qualifying issue is to decrease the DTI (debt to income ratio).

Well, it could increase it because you're collecting more rent, it could decrease it because you have more expenses and/or more paper loss (i.e. depreciation), or it could all come out in a wash if your increases in rent approximately match your new deductions.Let's say for 2020 you have $100,000 in profits that would be taxed at whatever your tax rate is. 

Hiim trying to understand this statistics, I understand the math, but not the meaningim if see a constant decrease in the ratio, what does it mean (in the eyes on an investor)?