I haven't tried google spreadsheets and I loathe Apple's numbers. 

You wouldn't argue with the Apple store because of the crazy margins they make on your iphone, why would you do so with a small business

We heard a new Apple campus being built and there might be a Tesla regional head quarters in Austin as well(speculative for now).   5.

We heard a new Apple campus being built and there might be a Tesla regional head quarters in Austin as well(speculative for now). 5.

You can start by having 3 contractors bid the same job, ask for detailed line item bid and see how they compare apples to apples.Hope this helps!

It's a little difficult to compare apples-to-apples without really digging into the numbers of each town.

@Daniel GuerraIm hvac contractor I used to do work without having to take a deposit on the job, unfortunately a few bad apples over the years have bounced checks to me or happen to not be at the job and I would have to chase them down to get paid when the project was completed.

Account ClosedIf you're trying to look at it on an apples to apples basis with multiple ARV scenarios, don't take out 80% of the ARV as cash, causing your mortgage to be higher.

Rates depend on a variety of variables (mainly: credit scores, property type, loan-to-value ratio, cash back or not), so it's pretty hard to compare notes without that detail to be sure you're comparing apples to apples.If you just want to refinance what you owe with no more than an incidental amount of cash back (2% of loan or $2k), there is no seasoning period. 

But, are these apples to apples comparisons?