Refi rates and seasoning period question

[Adam Sankowski]

Hey I'm an investor in the KCMO - Kansas City MO, Independence MO markets and wanted to see what people are getting for Refi rates?  Any recommendations on banks or lenders?  

Also what is the seasoning period these days?  6 months still?  And Is that from the time of the property close or from the time property being tenanted?  if the property is already tenanted is that waved or is that not the way it works?  Thanks so much for any advice for this refi newbie.  Very appreciate any info!!!