My thought was I could purchase the property, break even, and refinance in a couple years when rates hopefully come down. 

Something might not be adding up here - Social Security Records and Tax Transcripts doesn't sound standard for DSCR Loans (there are always unique situations so its not a 100% flag yet)Here are a couple articles published on BP that may help:https://www.biggerpockets.com/blog/what-documents-do-you-nee...What Documents Do You Need for a DSCR Loan?

You're married in 2022 - you file as a couple.

In the last few years, their prices has appreciated quite a bit. couple years ago, there was an apartment building for sale in the university village area.

Over the last couple of years, many DSCR lenders have embraced and adapted to financing short-term rentals, including using data-driven tools like AirDNA to qualify rents on short-term rental properties, but there is yet to be a similar tool for medium-term rentals.

When I see a property starting to underperform, as the manager I have to run the data to figure out why and then make adjustments whether is lack of amenities, need updated photos, replace a couple pieces of dated furniture or increase my focus on advertising that property specifically.

You need to be talking with a broker who has access to a bunch of lenders vs a lender who only has a couple of DSCR outlets. 

How would you keep up with this if you have different tenants every couple of years?

The couple places that pop up are SFHs or (2) bed condos.

But a couple things to note:What happens to real estate taxes when you pay for 1.45mm?