Guide to Small Claims Procedures: Collecting the JudgmentAs for turning them over to collections and/or reporting the debt on their credit report, you don't need an attorney to do that. 

There are strict procedures to follow (21-day notice) in order to place a lien.

Come on people,  you and I both know they are trying to circumvent our policies and procedures.   

I just moved to the US last year and am a property virgin here.I looked at a foreclosure a couple of months ago and met a realtor there who got me to sign what I know now as an `exclusive buyers contract`, no excuse as i`m a reasonably intelligent adult but he said it was a `no obligation` form and just a matter of normal procedure here and that I could walk away at any time...fast forward a few days and an email copy of what i signed was sent to me...looks like i`m on the hook for 6 months!

Assuming there is no notice of sale (I don't know Texas procedures) you should have time for a short sale, assuming the property is under water.  

@Nat Chanbe careful with judgements and liens as they are only properly extinguished if proper court procedure is followed prior to the foreclosure sale. 

Also, please pm me if you know of an insurance company that uses simple procedures for adding properties to the policy or for changing the status from occupied to unoccupied and back when necessary.

Secondly, the laws and restrictions on subdividing property will be as per local laws and procedures.  

Some have become confused over a less complicated procedure...

However, if the tenant is violating the lease, you are able to evict by following the correct procedures.