Anybody been through the practical application of the law in a situation like this?

My retirement account is a Florida state retirement fund (so, I would have to quit my current job and possibly pay taxes and applicable penalties on the 70k and, there is a 3 month waiting period once employment is terminated).  

I would not bother saying no because I would be rejecting his application to rent.

Just talked to him and he sounded suspicious rushing me to an application without much info or asking me questions. 

Also covers several other states.http://www.vgsi.com/vision/applications/parceldata...

We have an initial package that we put together that contains the property details, comps, repair costs and then has a summary with purchase price, ARV, repair costs, shows holding time, holding costs, buy and sell fees etc.Every HML will have their own application that they want you to complete with their own format of PFS.  

Tips, news, advice that has universal applications is also of target interest

Although I do believe I must experience so that I can find the niche that is most applicable to me.

I choose the tenant based on credit and rental history without any set ratios as the quality of applications varies from one neighborhood to the next.

Jason Jones 21day is for landlord to return deposit to tenants and I am not sure it is applicable here.