@Stephen Fryer - Thank you Stephen, I do have a couple of questions that I'd like to bounce off of you. 

While rates are currently a bit lower than last year, they are bouncing back fast, and occupancies are almost normal. 

Maybe we can bounce some ideas sometime and she if we can help each other out!

Mind you his rent is about $600 under market...Fast forward to August, rent wasn’t paid on time, we sent a letter, he sent the rent check, which just bounced...He has a retirement from the Navy and has not been affected by Covid nor has he notified us of any financial hardships.

I'm new to the real estate industry and would love to find a great group of people in the Phoenix area to bounce ideas off of and learn from.  

Some retail will bounce back for sure, but some may never come back the way it was. 

There was a huge hiccup with the combination for foreign 15% tax and mortgage stress test in 2017 that drop prices and took just over a year to recover and bounce back..Don't look at appreciation  look at ratios, areas close to transit, if condos buildings not too older and higher than average maintenance fees..Converted duplexes are usually investors delight in Ontario and has been for years..

Let me know if you want to bounce any questions off me 

Now I agree since your holding long term it will bounce back in value but say in 7 years do you think the value will be back what I would pay for it?

Three months into the Great Financial Crisis, most people were denying there was anything wrong with the economy at all, and to the extent there was, there would be a quick bounce-back.