This will also make your cost cheaper to build-out since retail build-out is very expensive and not re-usable when the tenant leaves or worse (goes belly up).

Great way to grab some back link juice and keep progressing forward in SEO. 

The juice on $23K would be 3% ($690) and you can get zero interest for 12-15 months.

We have good down payment, decent credit, great job but can't get financing through traditional means due to a short sale on some investment land that went belly up.

The juice just isn't worth the squeeze.

The promoters incentive can be juiced by additional servicing fees, such as half of late fees, etc.  

@Scott RacywolskiIndyMac went belly up in 2008 with the fall of the real estate market.FDIC sold IndyMac deposits to IMB HoldCo LLC in 2009, who turned into OneWest Bank.There was a lot of sub par mortgages being originated with a lot of robo signing that got the lender into trouble.Sometimes you have to go through the FDIC to get information.

I managed to survive it, but I saw of lot of investors and banks go belly up because everyone was so over-leveraged.

Just cutting the child a check without issuing a W-2, without potentially reporting on the applicable Form 94x series (and state equivalents), without having a completed I-9 and signed contract on file...if I was an IRS auditor I'd deny the deduction, and claim the checks were gifts, and you'd have a very hard time proving me wrong.Unless the child is going to be working a lot in your business, the juice may not be worth the squeeze here. 

The juice wasn't worth the squeeze on a $400k house.