Refinance means you're replacing an existing mortgage -- that isn't the scenario you're describing.

Either adding square footage to an existing functionally obsolete 2/1 or 3/1 or splitting off a double lot.

If it was built after 1974, no such requirement exists on a statewide level.

Hi AllVery new to the world of real estate investing, so am currently trying to learn as much as possible.The other day I came across mortgage note investing and looked into it further…do these exist in the UK?

Evidence may include:two months consecutive bank statements or electronic transfers of rental payments for existing lease agreements, orcopies of the security deposit and first month's rent check with proof of deposit for newly executed agreements.See Treatment of the Income (or Loss) below for further instructions.

5-9 Unit DSCR below 7 doesn't exist right now.

You can earn from the many contract set asides, tax incentives and specialized financing  that exists only because of your tenant.My funding group (DTRT FUNDING & Consulting - Do The Right Thing) funds what we call the path.. all the varisous companies and non profits that can benefit from the wide range of tax, contract setasides, funding and income generaded by that trnant becomming a productive and independant person.Would love to talk 

Short term appreciation is almost non-existent.

@John McKeeSome states allow a contract for deed to be done with and existing mortgage (and some do not), that is the most common way I see this occurring.

The existing buildings only occupy the front portion of the lot, leaving about .4 acres of vacant land.