Keep in mind, though, that the rate will likely only be fixed for 3-5 years, but that's only a problem if you plan to hang on to the property for awhile. 

You should figure in the cost to paint all of the wood studs, framing, and subfloors etc before you hang drywall.

At a low interest rate of 2.375%, I think it'd make more sense to hang onto the loan than to refi it.

It's a husband and wife, while speaking with the wife I can hear the husband in the background shouting "Hang up the phone, don't tell him anything!!!" 

Any questions, feel free to call.And for convenience, you'll want to hang your license in NJ/PA with the same company. 

I think of them as air rats and the just hang out and poop all over the place. 

Do you have recommendations for a place he could hang his license for the absolute lowest fees? 

The other dilemma I came across is that I've been reading that you must "hang" your real-estate licensee with a brokerage and I don't plan to work for anyone at the time being and would like to have it for my own personal use without being apart of a company?

Actually I do have the ecobee thermostat so this is a low hanging fruit.

Especially looking for sofa and upholstered chair suggestions.My own kid is going to be in the condo for a while, so there won't be monkeys hanging from the ceiling or anything (he is very responsible and has been working fulltime for a couple of years and has his own car, etc), but he won't be there forever!