Thanks guys I really appreciate the sharp and prompt replies! 

if your sharp enough to win on Jeopardy  your probably sharp enough to handle your tax burdencongrats I love that show watch it most every night.. sometimes I am on fire other times I can't hardly answer any..

He is pretty sharp and I have no doubt he can spot under priced deals, etc. 

So I went that route until I found someone that was attentive, acted with urgency, was sharp, etc. and now I have her reach out.

Tevis Verrett May describe himself as a "Perpetual Noob" but he is a very sharp guy. who would be open to answering any questions I may have along the way.That's what this whole forum is about.

@Takara Sharps Thank you very much, Takara, I really appreciate it!

First, I appoligize for my above post getting so sharp, I was aggrevated at other things.

And I passed on that deal because my pencil was not sharp enough.

Wow contour; this thread really took a sharp turn!

It really helps to have some input on this stuff, since there's such a sharp learning curve for a newbie like me.What I'm pretty much seeing is that I should get either an FHA or conventional loan (though I haven't seen any consensus on which is better), and put down as little as possible in order to secure a 4-plex.